Senior Pricing Actuary (H/F/NB) - CDI

Our company

Join the Santévet Group, leader in animal health insurance in France and Belgium, with established operations in Germany, Spain, Italy. With 450 employees in between Lyon, Lille, Barcelona, Milan, Frankfurt and this international momentum is strengthened by strategic partnerships, notably with Tedaisy, a key player in the Anglo-Saxon pet health insurance market.

Our group is committed to offering comprehensive solutions covering accident, illness and prevention. By joining our team, you will contribute to the success of our well-known brands such as Santévet, Jim & Joe and Bulle Bleue.

Your working environment

Permanent contract (CDI) in the historic Citroën garage in Lyon 7 or in Paris 2 .

🏢 Ideal location (tramway at the bottom of the building, metro nearby, 2 steps from Place Bellecour).

🏠 Teleworking policy: 2 to 3 days

🚀 In this hypergrowth journey, we are looking for a senior Pricing Actuary to join our passionate Actuarial/Pricing team that is revolutionizing pet insurance! You will play a key role in refining our pricing strategies leveraging advanced actuarial approaches, data science and artificial intelligence. Your expertise will contribute to the development of advanced models that will enhance our understanding of customers and optimize our portfolio.

We are at the forefront of pet health insurance, utilising advanced actuarial approaches and data science to optimize our pricing models. As an innovative broker, we have the flexibility and agility of a startup, while having the impact of a market leader. We implement sophisticated models, not only for pricing but also for portfolio, customer behavior analysis and claims understanding.

🤝 Your responsibilities:

After an onboarding period, you will develop advanced pricing models using data science and AI techniques, considering business dynamics and market competitiveness.

As a senior member of the Pricing & Actuarial team, you will play a key role in shaping and driving our pricing strategy. Your main responsibilities will include:

⋆ Lead the design, enhancement and industrialization of pricing and demand models, combining actuarial expertise and advanced machine learning techniques

⋆ Own and drive price optimization initiatives, including elasticity modeling, churn impact analysis and margin optimization

⋆ Proactively identify pricing opportunities and risks through deep portfolio monitoring and advanced analytics

⋆ Define and implement data-driven pricing strategies in close collaboration with insurers and internal stakeholders

⋆ Ensure full autonomy in model development, validation frameworks and performance monitoring

⋆ Challenge existing methodologies and introduce innovative approaches leveraging new data sources and AI technologies

⋆ Act as a strategic partner to business leadership, translating complex analytical insights into clear recommendations

⋆ Mentor junior team members and contribute to building best practices in pricing analytics

Your profile

💪 To successfully accomplish these tasks:

Master’s degree in Actuarial Science, Data Science or a related quantitative field.

5 years minimum of professional experience in pricing analytics , actuarial pricing or price optimization.

Experience in P&C personal lines pricing, ideally in a direct-to-consumer or highly competitive market.

Proven track record in leading or significantly contributing to price optimization and portfolio steering initiatives.

Advanced expertise in R or Python and SQL , ability to structure and industrialize analytical workflows.

Advanced Excel skills and strong familiarity with Data Visualization Tools such as Power BI, Tableau or similar.

Experience with actuarial pricing tools (Radar, Akur8, Quantee or similar) is a plus.

Good understanding of elasticity modeling, demand modeling and customer behavior analytics.

Experience with AI technologies (including LLMs and AI-assisted development tools) is a plus.

Business acumen and ability to influence strategic decisions.

Excellent communication skills and ability to interact with stakeholders.

Good evel of autonomy, ownership mindset and proactive approach. Fluent in French and English (B2 minimum).

Interview Process

🔎 At Santévet, we aim for a straightforward and transparent recruitment process:

• Step 1: Initial phone call with Coralie, HRBP

• Step 2: Interview with Xavier, Head of Actuarial Analytics and Coralie

• Step 3: Case Study to prepare at home then Restitution with Xavier and a Team Member

• Step 4: Interview with Jérémy, Chief Finance Officer

The Santévet Environment

We strive to ensure our employees arrive with a smile in the morning and leave with one in the evening.

At Santévet, you’ll find :

⋆ A supportive and friendly work environment, 🐶🐱

⋆ A dynamic atmosphere with impressive double-digit growth,

⋆ Spacious and comfortable offices,

⋆ Close and approachable management,

⋆ Passionate colleagues just like you!

Still hesitant to apply ?

⋆ 96% of employees are happy to work at Santévet

⋆ 98% feel Santévet offers a good work-life balance

⋆ 95% believe they work in a great atmosphere

⋆ 96% would recommend Santévet as a place to work

At Santévet, we celebrate diversity and inclusion and encourage you to be your authentic self! Santévet does not discriminate based on race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, or marital status.